Katrina Parrington

Mortgage & Finance Broker, Elders Home Loans – Northern Territory – P. 8932 8900

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  • Elders Home Loans

  • Katrina Parrington

    I am a long term Centralian resident with more than 18 years experience in the financial services industry. Initially, in Real Estate in Adelaide before pursuing a career with Elders Insurance Alice Springs and lending roles with major banking institutions where I gained extensive experience in Home Loans and Commercial Lending here in the Alice and in Darwin.

    I have a unique set of skills that ensures I understand your lending needs and can provide you with professional advice and personal service.

    Tel: 08 8953 8800
    email: katrina.parrington@eldershomeloans.com.au

Posts Tagged ‘Home Loans Darwin’

Improving Your Veda Score

Posted by Katrina Parrington on April 20, 2015

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There are a number of ways you can improve your VedaScore to help make your credit application look more attractive to lenders.

Make sure overdue debts aren’t recorded on your Veda credit report This can be done by paying loans and bills on time. For example, consider consolidating your debts in order to pay off any loans faster or to reduce fees associated with several individual loans. If you’re having trouble, consider talking to a financial counsellor or your credit provider to arrange a payment plan.

Moving house? Get in touch with all your credit providers (banks, utilities, phone company, ISP, etc.) to make sure bills are redirected to your new address.

Do your homework before you apply for credit, and only apply for credit when you need it. Making a number of applications for credit within a short space of time can reduce your VedaScore and make you seem less attractive to credit providers.

Regularly check your Veda credit report This helps to ensure no one uses your identity to obtain credit or to commit an identity crime.

It’s important to note that references to overdue debts are not removed from your file just because the debts have been cleared. They’ll still remain on your file for report for five years.

However, the relevant credit provider will update your credit file to reflect the fact that the debt is no longer overdue.

Posted in Elders Home Loans - Alice Springs, Elders Home Loans - Darwin, Elders Home Loans - Palmerston, Elders Home Loans Northern Terriotry, Interest Rates, Major Banks | Tagged: , , , , , , , , , , | Comments Off on Improving Your Veda Score

 
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